Effective Date: 28 September, 2025

Last Updated: 28 September, 2025

1. Introduction

Welcome to Best Rates (“we,” “us,” “our”). By accessing or using our platform — including the Best Rates mobile application, website, dashboard, and APIs — you agree to comply with and be bound by these Terms and Conditions ("Terms").

If you do not agree to these Terms, please do not use the platform.

2. Services Provided

Best Rates operates a two-sided remittance intelligence platform:

2.1 Consumer Services

We offer a mobile and web-based application that allows individual users (“Consumers”) to:

• View and compare real-time remittance rates
• Analyze fees and exchange rates across multiple providers
• Receive insights into the best-value transfer routes

2.2 B2B/API Services

We provide institutional clients (“Partners” or “Subscribers”) with:

• API access to real-time and historical remittance rate data
• Smart alerts for rate shifts and benchmarks
• Market analytics, insights, and integrations
• Sponsored listings and promotional tools